The high cost of treatment in Indonesia is not offset by revenue earned by the people so that many people who start looking for cheap health insurance to protect the entire family and minimize the risks caused by the disease that comes on suddenly to make one family had to be hospitalized. Be careful in choosing a good health insurance and the cost can provide great benefits for you and your family.
Health is the most important thing to be kept because by having a healthy body, you can perform the activity smoothly without a hitch and become more productive in the search for income. To protect it, you need to start investing in the health of the health insurance companies are good and cheap so you get full protection against things that are unexpected.
Criteria Mandatory Health Insurance offers
the following criteria in choosing health insurance:
- Having a cashless payment system; Cashless payment system is a non-cash payment system in which you pay the hospital bill by swiping an insurance card and not have to pay a sum of money so that you may be getting treatment.
- Premiums according to the needs and abilities; Choose low premium health insurance policy that suits your abilities and financial condition so as not to burden you pay premiums.
- There is no limit each treatment; Choose insurance that does not limit the cost of each treatment so that you as the policyholder can run flexibly care and treatment.
- Prioritizing hospitalization; you must choose to prioritize hospitalization insurance for hospitalization costs more than the cost of outpatient.
- Noting the waiting period of the disease; choose insurance that does not have a long waiting period so as to accelerate the process of claiming reimbursement of expenses, because there are some specific diseases that have a waiting period of reimbursement claims.
- Noting the cost of auto debit; before you swipe your credit or debit card to pay for medical expenses, you have to know in advance how long the process claims to the insurance company reimburse you.
- Do not take out insurance only from telephone; If you want to register yourself and your family to become customers of a health insurance company, you should go directly to the nearest insurance office and not through telemarketing as usual explanations too fast so that you do not understand the true contents of the insurance.
- Has a policy of double claims; this claim double policy can facilitate you to withdrawing the claim only with a copy of the receipt hospitals that have been legalized.
Cheap Health Insurance Premiums and Pure
Besides you consider the cost of health insurance premiums, you should also pay attention to choosing health insurance that is pure. What does it mean? Health insurance is pure insurance product that stands alone and is made specifically for health care costs without any combined with unit-link such as life insurance or investment so that your costs to pay premiums is not expensive and pieces cost was not as expensive as if you join in unit-linked.
The most important thing in looking for cheap health insurance is to register you while still in good health or do not have a history of a certain disease. If you've ever been sick or have certain diseases, it is likely the insurance company will refuse to join. Therefore, it is very important to register yourself early on so that health care costs are cheaper and you can protect yourself and your family with a maximum cost of health insurance, but does not sacrifice the quality of service.
